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	<title>Thoughts for your Pennies: Financial Know-how Brought to you by First Savings &#187; Insurance</title>
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		<title>Thoughts for your Pennies: Winterize Your Home &amp; Save</title>
		<link>http://pennies.firstsavingsonline.com/2011/01/winterize-your-home-save/</link>
		<comments>http://pennies.firstsavingsonline.com/2011/01/winterize-your-home-save/#comments</comments>
		<pubDate>Mon, 31 Jan 2011 19:47:16 +0000</pubDate>
		<dc:creator>eric.brunner</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Sign of the Times]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://pennies.firstsavingsonline.com/?p=518</guid>
		<description><![CDATA[Winter weather is here, take some basic steps to winterize your home and save!]]></description>
			<content:encoded><![CDATA[<p>Winter weather is here, but following these few simple steps can help you stay cozy indoors and save money on heating costs too: </p>
<ul>
<li>Make sure your heating system is checked annually by a professional. Also have your flue checked for any buildup and cleaned to lessen the risk of fire.  </li>
<li>To conserve energy, make sure your home is properly insulated &#8211; particularly walls and attics. </li>
<li>To keep warm air in, caulk and weather strip doors and windowsills. </li>
<li>Install storm windows or cover windows with plastic from the inside to provide an additional layer of weather protection. </li>
<li>To avoid pipes from freezing, wrap them in insulation or layers of old newspapers; then cover with plastic to keep moisture out.  </li>
</ul>
<p><em>If you have any questions or would like information on Business, Personal or Life &amp; Health insurance, contact First Savings Insurance at the Perkasie, Quakertown, or New Britain offices. 215-257-5035.</em></p>
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		<title>Thoughts for your Pennies: Perkasie Office of First Savings Insurance Relocates</title>
		<link>http://pennies.firstsavingsonline.com/2010/03/perkasie-office-of-first-savings-insurance-relocates/</link>
		<comments>http://pennies.firstsavingsonline.com/2010/03/perkasie-office-of-first-savings-insurance-relocates/#comments</comments>
		<pubDate>Fri, 26 Mar 2010 18:28:27 +0000</pubDate>
		<dc:creator>eric.brunner</dc:creator>
				<category><![CDATA[Community News]]></category>
		<category><![CDATA[First Savings News]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Press Release]]></category>
		<category><![CDATA[Sign of the Times]]></category>

		<guid isPermaLink="false">http://pennies.firstsavingsonline.com/?p=232</guid>
		<description><![CDATA[First Saving Insurance Relocates Perkasie Office!]]></description>
			<content:encoded><![CDATA[<p>To better serve our customers, the Perkasie office of First Savings Insurance, Inc. has moved to a new location at 219 South Ninth Street, Perkasie.  If that address sounds familiar, it may be because that is also the location of First Savings Banking-Insurance-Investments Administrative Offices and Loan Center. </p>
<p>“The relocatioin gives us some much needed room to expand which, in turn, will provide for an overall improvement to the service we provide to our customers,” noted Neil Schwan, President of First Savings Insurance.  “We simply had outgrown our previous Perkasie facility which we had occupied since 1977 and relocating to the First Savings’ Administration Office location is a perfect fit.” </p>
<p>The local phone number, to reach First Savings Ins. is 215-257-5035 and the website address will remain, <a href="http://www.FirstSavingsOnline.com">www.FirstSavingsOnline.com</a>.</p>
<p>On  Wed., May 12 from 3 to 5:30p.m. friends and customers of First Savings Ins. are invited to an Open House at our new location!</p>
<p>First Savings Insurance also has offices located at 1318 West Broad Street, Quakertown and 908 Town Center, New Britain. “Now that the relocation is complete, we invite you to stop by and say hello!”</p>
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		<title>Thoughts for your Pennies: What the Insurance Industry Means to the Economy</title>
		<link>http://pennies.firstsavingsonline.com/2010/01/what-the-insurance-industry-means-to-the-economy/</link>
		<comments>http://pennies.firstsavingsonline.com/2010/01/what-the-insurance-industry-means-to-the-economy/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 13:00:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Literacy]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Sign of the Times]]></category>

		<guid isPermaLink="false">https://www.firstsavingsonline.com/blog/?p=69</guid>
		<description><![CDATA[Insurance Insights from Neil Schwan, President, First Savings Insurance, Inc.]]></description>
			<content:encoded><![CDATA[<p>Insurance Companies&#8230;</p>
<ul>
<li>Directly employ nearly 500,000 people contributing $34 billion of payroll.</li>
<li>In 2007, paid over $250 billion dollars in insurance claims.</li>
<li>Contribute over $15 billion in state premium taxes alone, in addition to the billions more paid in property, payroll, income, etc.</li>
</ul>
<p>Consider what it would be like if there was no insurance. Not only would hundreds of billions of dollars never enter our economy, but commerce would grind to a halt. Banks would not be interested in loaning money for new homes, autos, or construction projects.</p>
<p>In absence of insurance, many people would lose their jobs, and even if they stayed employed they would have no health or life insurance, and heaven forbid an employee would get hurt on the job. We would all drive at our own risk and air travel would be out of the question.</p>
<p><em>If you would like more information on insurance services or simply have a question, contact First Savings Insurance at 215-257-5035 or visit us at <a href="http://www.FirstSavingsOnline.com">www.FirstSavingsOnline.com</a></em></p>
]]></content:encoded>
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		<title>Thoughts for your Pennies: Top Mistakes Teen Drivers Make</title>
		<link>http://pennies.firstsavingsonline.com/2010/01/top-mistakes-teen-drivers-make/</link>
		<comments>http://pennies.firstsavingsonline.com/2010/01/top-mistakes-teen-drivers-make/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 14:00:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Sign of the Times]]></category>
		<category><![CDATA[first savings insurance]]></category>
		<category><![CDATA[neil schwan]]></category>

		<guid isPermaLink="false">https://www.firstsavingsonline.com/blog/?p=20</guid>
		<description><![CDATA[There are a number of factors that lead to an increase in accidents for teen drivers. By recognizing these common mistakes, we hope that teenagers will be able to avoid the risks associated with being a teenager behind the wheel.
The most common mistakes are:

Being distracted behind the wheel: Distracted driving contributes to 80 percent of [...]]]></description>
			<content:encoded><![CDATA[<p>There are a number of factors that lead to an increase in accidents for teen drivers. By recognizing these common mistakes, we hope that teenagers will be able to avoid the risks associated with being a teenager behind the wheel.</p>
<p>The most common mistakes are:</p>
<p><span id="more-20"></span></p>
<p><span style="text-decoration: none; font-family: verdana; font-size: 12px; color: #0255a3; font-weight: bold; line-height: 1.5; letter-spacing: 0pt;">Being distracted behind the wheel:</span> Distracted driving contributes to 80 percent of collisions &#8211; cell phones, CDs, food and even text messages can pose serious distractions to drivers.</p>
<p><span style="text-decoration: none; font-family: verdana; font-size: 12px; color: #0255a3; font-weight: bold; line-height: 1.5; letter-spacing: 0pt;">Taking too many risks:</span> Actions like ignoring traffic signals or school zones signs and changing lanes without checking blind spots are all considered &#8220;risky behavior.&#8221;</p>
<p><span style="text-decoration: none; font-family: verdana; font-size: 12px; color: #0255a3; font-weight: bold; line-height: 1.5; letter-spacing: 0pt;">Speeding:</span> On average, teens drive faster than all other drivers as a whole.</p>
<p><span style="text-decoration: none; font-family: verdana; font-size: 12px; color: #0255a3; font-weight: bold; line-height: 1.5; letter-spacing: 0pt;">Overcrowding the car:</span> Teens frequently overcrowd their cars.</p>
<p><span style="text-decoration: none; font-family: verdana; font-size: 12px; color: #0255a3; font-weight: bold; line-height: 1.5; letter-spacing: 0pt;">Driving under the influence:</span> Because teens are too young to drink legally, they&#8217;re also less likely to call their parents to come get them when they shouldn&#8217;t drive.</p>
<p><span style="text-decoration: none; font-family: verdana; font-size: 12px; color: #0255a3; font-weight: bold; line-height: 1.5; letter-spacing: 0pt;">Following too closely:</span> Maintaining a proper following distance is a critical step in preventing accidents.</p>
<p><span style="text-decoration: none; font-family: verdana; font-size: 12px; color: #0255a3; font-weight: bold; line-height: 1.5; letter-spacing: 0pt;">Driving unbuckled:</span> Many young drivers have a sense of invincibility that also factors into speeding. Fortunately, many cars today have seat belt reminders.</p>
<p><span style="text-decoration: none; font-family: verdana; font-size: 12px; color: #0255a3; font-weight: bold; line-height: 1.5; letter-spacing: 0pt;">Not being able to handle emergencies:</span> Knowing how to avoid an accident comes with driving experience.</p>
<p><span style="text-decoration: none; font-family: verdana; font-size: 12px; color: #0255a3; font-weight: bold; line-height: 1.5; letter-spacing: 0pt;">Driving Drowsy:</span> Drowsy driving affects an unlikely group: the so-called &#8220;good kids.&#8221; Overachievers have a lot of pressure &#8211; straight &#8216;A&#8217; students or those with a full plate of extracurricular activities.</p>
<p><span style="text-decoration: none; font-family: verdana; font-size: 12px; color: #0255a3; font-weight: bold; line-height: 1.5; letter-spacing: 0pt;">Choosing the wrong car and not maintaining it:</span> Too often, a combination of tight budgets and high style leads teens to pass up important safety features for larger engines and flashy accessories.</p>
<p>If you have any questions or want to discuss your auto insurance policy please contact First Savings Insurance at the Perkasie, Quakertown, or New Britain offices.</p>
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